A flood in Minnetonka doesn't get better by waiting, and the cost of delay is measured in thousands of dollars of preventable damage. COS Water Damage Restoration's Minnetonka-based Water Damage Repair teams are deployed locally in Minnetonka so response is fast every time.
Local Minnetonka crews on standby — not dispatched from out of the area.
Certified professionals, not unlicensed laborers.
Written estimate in your hands before any work begins.
Works with all major MN insurers.
Water damage in Minnetonka moves on its own timeline, which is why our local dispatch operation stays fully staffed around the clock, every day of the year — so that when the call comes in at 2 a.m., the crew heading to your door is already mobilized.
Our Minnetonka crew lead coordinates directly with your insurance carrier from the moment we arrive on site — building the documentation package, scheduling the adjuster walkthrough, and following up on open claim items until your settlement is confirmed and you can move forward with reconstruction.
Our reputation in Minnetonka is built on one job at a time — and we protect it by treating every property we work in with the same professionalism we'd want if it were our own home or business being restored.

Every service listed below is available 24/7 in Minnetonka — no wait lists, no "call back during business hours," no sending you to a subcontractor we can't vouch for.
When a pipe bursts, a basement floods, or a storm drives water into your Minnetonka home or business, the standing water you're looking at is only the beginning of the problem. Call +1-844-499-0972 the moment you discover water in your Minnetonka property — our dispatcher will guide you through immediate protective steps while our crew is already on the way.
We approach every Minnetonka residential job with the understanding that we're working inside someone's home, and that means treating the space with care, communicating clearly about what we're doing and why, and keeping the disruption to your family's daily life as minimal as possible. For Minnetonka homeowners with original hardwood floors, our floor mat drying systems often allow us to dry hardwood in place rather than requiring replacement — a significant cost savings and a result that preserves the character of your home.
We work in occupied buildings, schedule around your operating hours when it's possible to do so safely, and produce the detailed loss documentation that commercial insurance adjusters require — all as standard practice, not a premium option. Our Minnetonka commercial team has experience with office buildings, multi-tenant retail spaces, restaurants and hospitality properties, warehouses and light industrial facilities, medical and professional offices, and multi-family residential properties.
COS Water Damage Restoration's mold remediation team in Minnetonka follows IICRC S520 protocols — the industry standard for safe and effective mold removal — and documents every step of the process so you have a verifiable record of what was found, what was done, and what clearance testing confirmed. HEPA filtration, containment barriers, negative air pressure, and proper PPE are standard on every Minnetonka mold remediation job — protecting your household members and our crews from exposure to dislodged spores during the removal process.
Building new drywall or flooring over materials that are still holding excess moisture leads to cracking, warping, fastener failure, paint peeling, and eventually mold growth — which is why our Minnetonka drying crews take measurement seriously and don't sign off on a project until the numbers confirm completion. Daily moisture readings are taken at consistent sensor points throughout the drying cycle and recorded in a written log that documents the progress of drying over time — useful for your insurance file and for your own records.
COS Water Damage Restoration takes the second challenge entirely off your hands — from the first notice of loss through final settlement — so you can focus on your family and your recovery rather than on paperwork, phone calls, and adjuster negotiations. If your adjuster's initial settlement offer doesn't fully account for the documented scope of loss, we prepare and file a supplement with supporting evidence — a step that many homeowners don't know they can take and that frequently results in additional covered compensation.



Every minute of standing water in Minnetonka costs you more. Call our local dispatch line right now.
📞 Call +1-844-499-0972 — Minnetonka Emergency LineThere are several restoration companies that claim to serve Minnetonka — here's why COS Water Damage Restoration consistently earns the call, the five-star review, and the referral.
When you call COS Water Damage Restoration in Minnetonka, the crew that shows up actually works here.
Speed of response is the single most controllable factor in limiting water damage costs — and we've optimized our Minnetonka operation around it.
Our Xactimate-based estimates are formatted the way your MN insurance carrier expects to receive them, which means no disputes and faster claim processing.
Your Minnetonka home or business deserves the professionalism that certification represents.
Better tools mean faster drying, more thorough moisture removal, and far less risk of mold development or structural damage after the job is complete.
We file the claim, deal with the adjuster, and fight for a fair settlement — so you don't have to learn the insurance claims process on top of dealing with a flooded property.
Five-star reviews are earned, not purchased — and they reflect what happens when every technician takes personal pride in the outcome of every job.
No being transferred between departments, no explaining your situation to a new person every time you call, no wondering who's responsible.
Every Water Damage Repair job in Minnetonka follows the same structured process — one we've refined over thousands of local jobs to be as fast, thorough, and transparent as possible.
You call +1-844-499-0972 and a live Minnetonka dispatcher answers — no voicemail, no call tree, no waiting on hold during your emergency.
Thermal imaging cameras reveal moisture in wall assemblies and under flooring that isn't yet visible on the surface — giving us a complete picture of the damage before we build the response plan.
With the scope confirmed and your approval in hand, extraction begins immediately using the highest-capacity equipment appropriate for the situation.
Equipment stays until documented readings confirm completion — not until a certain number of days has passed.
Pre-existing or emerging mold growth is addressed by our IICRC-certified remediation specialists with containment, HEPA air scrubbing, material removal, and clearance testing.
We coordinate the reconstruction scope with your insurance carrier's supplement process before work begins, so funding is in place and there are no payment delays.
That local familiarity translates into faster arrival, fewer logistical delays, better-informed scope assessments, and the kind of personal accountability that comes from knowing your work might be reviewed by someone who lives down the street.
Older Minnetonka homes with original hardwood flooring, plaster walls, and basement moisture histories require different drying strategies than newer builds with engineered hardwood, drywall, and open-plan floor plans that allow air movement differently.
Whether it's the spring flooding pattern, the summer storm profile, or the winter freeze-thaw cycle that affects Minnetonka's plumbing, we approach Minnetonka jobs with an awareness of local conditions that an out-of-area contractor simply can't replicate.
Water damage restoration costs in Minnetonka vary based on several factors: the volume of water, the category of water (clean vs. contaminated), the materials affected, the square footage involved, and the extent of mold risk. Most residential water damage events in Minnetonka fall within a range that homeowner insurance covers significantly, which is why our insurance coordination service is so valuable — we help make sure your policy pays what it should so your out-of-pocket is minimal. Call +1-844-499-0972 for a free on-site estimate with no obligation to proceed — we'll give you a clear picture of scope and cost before you commit to anything.
COS Water Damage Restoration's goal is to make the worst part of dealing with water damage — that initial frantic hour — as manageable as possible, and we start doing that the moment you pick up the phone.
📞 Call +1-844-499-0972 — Free Minnetonka Assessment

Read what Minnetonka customers consistently say about response time, professionalism, pricing, and results.
"We had a washing machine overflow that soaked the laundry room and wicked into the adjacent bedroom overnight before we noticed it. I found it in the morning and called COS Water Damage Restoration immediately. Their crew was at my Minnetonka house in 55 minutes — which was remarkable given that I called at 7 a.m. on a Saturday. They found moisture under the bedroom baseboard that I never would have caught, set up drying equipment that ran for five days, and the project manager called me with readings every morning. No mold, no lingering smell, and the claim went through without a single request for additional documentation. Absolute professionals."
"After storm water came through our basement window well during a major rain event, I was at a loss. I had an inch of standing water across the whole basement and no idea who to call. A neighbor recommended COS Water Damage Restoration and I'm glad she did. The crew arrived quickly, immediately identified that the water had already gotten under the vinyl plank flooring, and explained everything they were going to do before they started. The drying took a week — they checked in every single day — and when it was done the insurance settled the claim at the full documented amount. I've since recommended COS Water Damage Restoration to three other people in Minnetonka."
"I had a fear that calling a restoration company would mean getting upsold on everything and being pressured into expensive services I didn't need. COS Water Damage Restoration was the complete opposite of that experience. The technician explained the moisture readings to me at each sensor point, showed me why certain materials needed to be addressed and others could be left in place, and gave me an honest assessment of what the insurance would likely cover versus what might be out of pocket. No pressure, no inflated scope — just honest professional advice and excellent execution. My Minnetonka neighbors have my standing recommendation for them."
Questions about Water Damage Repair in Minnetonka? Here are the ones we answer most often — covering response times, pricing, insurance, what to do in an emergency, and what separates COS Water Damage Restoration from other contractors in the area.
COS Water Damage Restoration serves Minnetonka, MN and the surrounding communities with the same fast, professional Water Damage Repair service that has made us the trusted choice for property owners throughout the region.
Don't see your zip code? Call us — our coverage area around Minnetonka may extend further than what's listed here.
📞 Call +1-844-499-0972 — Confirm Minnetonka CoverageWater damage in Minnetonka accelerates with every hour of delay. Our local dispatch is live right now — call +1-844-499-0972 and get immediate help from a crew that knows your city and is ready to go.
📞 Call +1-844-499-0972 — Minnetonka Emergency Response24/7 Live Dispatch · Licensed & Insured in Minnetonka, MN · No Voicemail · Free Assessment